Take it Away Loan Scheme

Take it Away

Buy a musical instrument and accessories on interest free credit with Take it away

Take it away is an Arts Council England initiative that aims to make musical instruments more accessible to children and young people by providing interest-free loans from £100 up to £5,000. The scheme is open to anyone over the age of 18 with a gross annual income of at least £5000.

You can use Take it away to borrow between £100 and £5,000 towards the costs of your chosen instrument, and you can also include music stands, sheet music and other accessories within the loan.

You will need to pay a minimum 10% of the loan amount at the point of sale by debit or credit card (or cash/cheque with proof of identity). The rest is then paid back over 9 months (for goods of £300 - £2,000) or 18 months (for goods of £800 - £5,000) in equal instalments by direct debit. There is no administrative charge or handling fee when you take out the loan, so you will never be paying more for your purchase than the ticket price.

Whether you're a complete beginner, an aspiring professional, or someone rediscovering their musical past, Take it Away can help you get the instrument you need to help you on your way.

Applicants must be:

  • Over 18 years old.
  • A UK resident with UK address history that covers the last three years.
  • Have a gross annual income of at least £5,000.
  • Hold a bank or building society acount capable of handling direct debit payments.

Loans are subject to status. Terms and conditions apply.

FAQs

Can I use the scheme more than once?

Yes, there is no limit on the number of times that you can use the scheme. However, you may not apply for more than £5,000 of credit at any one time.

Can I use the scheme to buy instruments for other people?

Yes, you can use the scheme to buy instruments for other people including children and young people under the age of 18. However, please remember that you will remain responsible for the loan agreement.

Do I need proof of address or ID?

No, you just need to have your credit or debit card with you.

Can I use the scheme if I am a student/retired/houseperson/unemployed?

All applicants need to be over 18, a UK resident and have a gross annual income of at least £5,000 in order to be eligible. Approval will be subject to a credit check.

Who pays the interest?

The scheme is subsidised by Arts Council England and partly by Ackerman Music.

Can I take the instrument home immediately?

Yes, once you have signed the agreement and paid your deposit.

How do I apply?

Visit one of our shops or phone us on 01273 702444

Who is Take it away run by?
Take it away is operated by Creative United, a not-for-profit Community Interest Company, funded by Arts Council England. Creative United provides a range of financial products and services designed to enable the growth and development of the UK’s cultural and creative industries.
Our mission is to build a sustainable and resilient creative economy, making the arts accessible for all. The communities that we serve include creative businesses (including individual artists and creative practitioners), charitable and social enterprises, and other organisations operating within the wider arts and creative industries

Representative 0% APR

Subject to status. Terms and conditions apply. Applicants must be over 18. Available to personal shoppers or by mail-order.

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Take it away is a Creative United initiative supported by Arts Council England and Arts Council of Northern Ireland.

Take it Away loans are financed through Omni Capital Retail Finance Ltd.
Credit subject to status and affordability. Terms and Conditions Apply. Credit is provided by Omni Capital Retail Finance Ltd authorised and regulated by the Financial Conduct Authority. Creative United is a registered trademark of Creative Sector Services CIC, a Community Interest Company registered in England and Wales under number 08280539. Registered office: 10 Queen Street Place, London EC4R 1BE. Creative Sector Services CIC is a credit broker authorised and regulated by the Financial Conduct Authority.

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